Precise, real time AI evaluation that connects more people with financial opportunity.

Pagaya is a financial technology company using AI to transform the way our partners approve and acquire customers. Using sophisticated AI-driven credit and analysis technology, we enable precise, real-time customer credit evaluation. Lenders partnering with us can discover and approve new customers who meet their lending criteria, building brand affinity without taking on undue risk.

Pagaya’s growing AI network connects investors, partners and their customers, seamlessly integrated via proprietary API. Our technology allows more people to participate in the mainstream economy, responsibly expanding access to credit and powering greater financial opportunity.